“In a sense we’ve come to our nation’s capital to cash a check. When the architects of our Republic wrote the magnificent words of the Constitution and the Declaration of Independence, they were signing a promissory note to which every American was to fall heir.”
— Dr. Martin Luther King, Jr. August 28, 1963 “March for Jobs and Freedom”

I opened a March 26, 2014 review for SHELTERFORCE of Joseph Stiglitz’s The Price of Inequality with this quote. Dr. King’s promissory note is still waiting to be cashed. So now is the time to revisit the issue of reparations.

Nikole Hannah-Jones is the creator of The 1619 Project, which won the National Magazine Award for public interest and a George Polk special award this year. She is also a 2017 MacArthur fellow. In 2020, she won the Pulitzer Prize for commentary for her essay about black Americans and democracy.

Her June 30, 2020 New York Times Magazine article WHAT IS OWED is subtitled “If true justice and equality are ever to be achieved in the United States, the country must finally take seriously what it owes black Americans.”

As a director emeritus of the National Community Reinvestment Coalition, I received an invite for a July 21, 2020 virtual NCRC Just Economy session with Nikole entitled “Envisioning an Anti-Racist Economy.” Her persuasiveness is even more profound verbally, which says a lot given the strength of her written arguments.

In her NYT magazine treatise, she shares the MLK quote above noting it as part of the “I Have A Dream” speech “where King says black people have marched on the capital to cash “a check which has come back marked ‘insufficient funds.’” She observes “In this time of foment, there has been an astounding silence around his most radical demands. The seldom-quoted King is the one who said that the true battle for equality, the actualization of justice, required economic repair.”

Hannah-Jones cites the recent publication by Duke University economist William Darity Jr. and his partner, A. Kirsten Mullen, “From Here to Equality: Reparations for Black Americans in the 21st Century. Both history and road map, she notes “the book answers the questions about who should receive reparations and how a program would work.”

NCRC’s Just Economy Session on September 9, 2020, featured Darity and Mullen. Click here to view the recording of the session. They suggest reparations should go to any person who has documentation that he or she identified as a black person for at least 10 years before the beginning of any reparations process and can trace at least one ancestor back to American slavery.

In closing her NYT Magazine article, Nikole Hannah-Jones exhorts:

“Reparations are a societal obligation in a nation where our Constitution sanctioned slavery, Congress passed laws protecting it and our federal government initiated, condoned and practiced legal racial segregation and discrimination against black Americans until half a century ago. And so it is the federal government that pays.”

For those wondering how to afford that, please see my last blog SHIFTING THE PARADIGM FOR A JUST ECONOMY…ENDING THE DEFICIT MYTH and read Stephanie Kelton’s book. Kelton poses the “practical economic consequences to America’s yawning inequality chasm.” When confronting this threat to our democracy, we must constructively address reparations not only as a national healing but as an economic investment. We all benefit from a Just Economy.

Nikole Hannah-Jones concludes:
“If black lives are to truly matter in America, this nation must move beyond slogans and symbolism. Citizens don’t inherit just the glory of their nation, but its wrongs too. A truly great country does not ignore or excuse its sins. It confronts them and then works to make them right. If we are to be redeemed, if we are to live up to the magnificent ideals upon which we were founded, we must do what is just. It is time for this country to pay its debt. It is time for reparations.



“What matters is not whether the government’s budget is in surplus or deficit but whether the government is using its budget to achieve good outcomes for the rest of the economy.” — Stephanie Kelton @StephanieKelton
The Deficit Myth: Modern Monetary Theory and the Birth of the People’s Economy

Deficit Myth (2)I finished The Deficit Myth a few weeks ago. My paradigm has shifted and so will yours when you read this pivotal book. I’ve written book reviews before but have been wrestling with how to best capture this momentous theory and how it can reshape our collective aspirations for politics at this urgent time.

Over a 46-year vocation for community development, there have been numerous times, including now, when “limited” resources have curtailed initiatives for a #JustEconomy. Thanks to Stephanie Kelton, I now realize that the prevailing political lens was not only wrong but even intentionally obscured. “It is counterintuitive to define full employment as a certain level of unemployment,” Kelton observes. “To put it crudely, the Fed uses unemployed human beings as its primary weapon against inflation.”

I have been a Fed watcher since my first job working for Gale Cincotta, mother of the federal Community Reinvestment Act [CRA], put me in the Federal Reserve Board room with her, over a dozen diverse community leaders and Fed Chairman Paul Volcker in 1980. As far as I’m concerned, Janet Yellen is the only Fed Chair who fully embraced its dual mandate to pursue both maximum employment and stable prices.

Community Development has been subject to decades of malign neglect by monetary policy that has discouraged affordable reinvestment. Kelton and Modern Monetary Theory [#MMT] advocate for fiscal policies that provide a federal job guarantee. “Involuntary unemployment will disappear. Anyone seeking paid employment has guaranteed access to a job at a rate of remuneration established by the federal government.”

Individuals, families, communities and our economy will benefit. MMT reveals a future built around a “care economy.” The federal government would fund “jobs that are aimed at caring for our people, our communities, and our planet.” Clearly not a priority of a Republican controlled Senate and White House.


True in October 1976 & 2020

But here’s the crux of the paradigm shift: a deficit of another trillion dollars should not be the relevant issue before Congress today. In a pandemic, its warped lens are condemning Americans to more unemployment, homelessness, inadequate education, rampant climate change, and COVID deaths. These are “The Deficits That Matter” {Chapter 8}.

“By shifting the discussion of budgeting from its focus on debt and deficits to one that focuses on the deficits that matter, MMT gives us the power to imagine a new politics and a new economy, moving us from a narrative of scarcity to one of opportunity.”

Kelton reminds us the reason we are confronted with these real deficits: “It’s the deficit between the few and the many; between the powerful and the powerless; between those with voice and those without. It’s our democracy deficit.” In “Building an Economy for the People” {Chapter 9}, Kelton exhorts us to pursue multiple policies with the MMT lens to harness the power of Congress to build an economy that works for all. But for that to happen, our understanding of the economy has to change. The public debate must shift.

So embrace this “Copernican moment.” For the sake of your family, your community, and your country, read this book.

“Through the MMT lens, we can see an alternative and more hopeful set of possibilities. It’s our future. It’s our economy. And it’s our monetary system. We can make it work for us.” — Stephanie Kelton



Have you ever seen a baby walk for the first time?
It’s like watching a sparrow, a sparrow’s wings unfold
And when that baby, he smiles up at you
Man, there’s some things that never get old

Thirty-three years ago on August 1, 1987, Andre Dawson hit 3 home runs for a Cubs win. I didn’t see them. I was sleeping after my wife Lynne gave birth earlier that morning to our son TJ.


Logan, Dad & Grandpa 2020On his 33rd birthday this weekend, TJ celebrated for the first time with his son Logan who was born almost 10 months ago. It was a memorable family moment. Logan is not yet walking on his own; but he’s only a few weeks away from doing so. He was cruising from the living room to the kitchen holding on to his baby walker.

TJ's 29th Birthday Wishes (2)

I first blogged about TJ on his 28th birthday in 2015. We often would go to a Cubs game on TJ’s birthday. For his 29th birthday, we put his name up on Wrigley’s video screen. We were planning to go this year; but then the game was COVIDed.

My favorite TJ birthday was a Cubs game where we sat in the bleachers through at least two rain delays and got soaked. But because so many fans left, we were there in the front row for the Cubs extra-inning win. Major father/son lesson: it’s never over until it’s over.

TJ & Mo 8-1-2018

I’m sure his wife Maureen’s favorite TJ birthday was two years ago when they exchanged wedding vows. I’m not putting TJ on the spot; I’m declaring that as his favorite too.


Happy Birthday TJ! There’s some things that never get old.


Sometimes that face looking back in the mirror
It make that mirror, make that mirror cold, babe
But in my heart, oh, I’m a hundred years younger
Man, there’s some things that never get old, no, no…

Performed by Vince Gill
Songwriters: Keith Anderson / Jim Photoglo



You can dance in a hurricane
But only if you’re standing in the eye

So much stormy weather since the Memorial Day murder of George Floyd…. Resistance signOne can only wonder the forecast between Independence Day and Labor Day and then before Election Day, now less than four months away.

Thought about Stephen Stills’ 1966 lyrics For What It Is Worth: “Young people speaking their minds; Getting so much resistance from behind.” Unfortunately, I assume there will be other events to use those lyrics in a future blog.

Other flashbacks only accentuate the struggles across centuries against systemic racism and more recent decades of redlining. Chicago’s NPR reporters updated this sad and unjust history last month with story on the shocking disparity that remains prevalent in lending between white areas and communities of color.

Follow-up story @lindalutton this past week on community groups calling on Chicago to donate city-owned lots to build 2,000 single-family homes on the South and West sides — an obvious start on reparations for decades of public and private disinvestment. Affordable housing that can also create local jobs with career potential for thousands.

Such research and proposed solutions have been published before. The political will has always been lacking. There can no longer be excuses or inaction or insufficient perfunctory attempts.  Deficit Myth

I’m in the middle of reading The Deficit Myth: Modern Monetary Theory & the Birth of the People’s Economy @StephanieKelton. In Chapter 4: Their Red Ink is Our Black Ink, she urges us to change our lens and the national paradigm. Deficits “can be used to sustain life & build a more” #JustEconomy.

All those community rebuilding investments that we have advocated for so long can be seeded by our own federal government. To date, our elected officials have not understood this or have opposed it in their furtherance of racist inequality.

When you’re standing in the eye, there are more storms heading our way. Stay Safe. Be Mighty.

I am a sturdy soul
And there ain’t no shame
In lying down in the bed you made
Can you fight the urge to run for another day?
You might make it further if you learn to stay
I wrapped your love around me like a chain
But I never was afraid that it would die
You can dance in a hurricane
But only if you’re standing in the eye

Songwriters: Timothy Hanseroth / Phillip Hanseroth / Brandi Carlile




Safe at HomeIt’s Day #62. Yes, I’m counting the days we’ve been sheltering in place. Today, the Cubs would have been in San Diego. If home here in Chicago, it would have been a rain-out. So either way, there was no game today.

It’s been over four months since my last blog; decades since my last confession. But we do live stream 10am Mass every Sunday.

I had the best intention to post a blog during our February cruise of South America. I even noted so in one of the four journal entries I did manage to write. But even on days without shore excursions, there never seemed to be enough time. Little did we know flying home from Santiago Chile on March 2nd what we were returning to.

Highlights from those journal entries include:Amalia Glacier


  • Sunday market in San Telmo, Buenos Aires, Argentina
  • Holanda and Amalia Glaciers, both truly “awe” inspiring; Amalia translating as “Work of God”
  • Chilean wine tour especially visiting William Fevre & Maquis wineries; love that Carménère
  • Great food throughout our journey culminating in our final dinner at Bocanáriz in Santiago, of course pairing Chilean wine with each course.

Now some book recommendations for your sheltering:Book Covers May 2020

A Pilgrimage to Eternity by Timothy Egan;
The Overstory by Richard Powers; and
What You Have Heard is True by Carolyn Forché.

But please order from an independent bookstore, not Amazon.

I found all three to be very moving. Carolyn’s “Memoir of Witness & Resistance” in El Salvador was especially appreciated as background to the Community Empowerment Tour in El Salvador that my wife and I took in 2012 sponsored by EcoViva that I blogged about in 2014.

Another tip for lifting your spirits came from the Sunday New York Times, new At Home section. Check out Some Good News by John Krasinski. His weekly round-up every Sunday evening will make you smile.

I have been viewing a lot more music videos since the COVID passing of John Prine. His loss hit me harder than I expected as I revisited so many great lyrics from this legendary songwriter. From his legacy tributes, I discovered a superb younger songwriter Brandi Carlile that I had missed. Check her out. My wife shared her song The Mother with our daughter in-law on her first Mother’s Day with our grandson Logan.

I will strive my best to return to blogging monthly. You all be”Safe at Home.” In the meantime, let me share one of Prine’s best:

Then you change your mind – for something else to do
And your heart gets bored with your mind and it changes you
Well it’s a doggone shame – and it’s an awful mess
I wish you love – I wish you happiness
I wish you love – I wish you happiness
I guess I wish – you all the best
ALL THE BEST by John Prine




Cedarburg Creek Bench 12-2019

Cedarburg WI on 70th Birthday

Can you imagine us years from today
Sharing a park bench quietly
How terribly strange to be seventy

I thought reaching 65 was “crossing the great divide.” That’s what it looked like five years ago when I wrote my Blog #18. Now on Blog #101, it’s “terribly strange to be seventy.”

I shared then my love for my wife Lynne, which has only grown stronger five years later as I look forward to sharing that park bench with her.

I noted then that we raised our son TJ at Wrigley Field and so assured his being cursed to be a Cubs fan. I prophesized then: “Perhaps, we are getting closer to the promised land in my life time.” And 2016 brought that World Series Championship dream to reality.

Logan & BaseballsNow Lynne jokes she has her “dream job” working guest services at Wrigley. TJ and his lovely wife Maureen are now raising our grandson Logan as the next generation Cubs fan.

Thanks to all you American taxpayers; I finally filed to receive my social security benefits.

This year’s “Birthday” horoscopes call to:

“Plan for the future you want this year. Realize dreams with focus and determination.”
“Learn something that sets you in a new direction, which could be crucial for your success next year. Why not explore meditation?”

Lucky for me, I’ve already started meditation. Perhaps, I can be more determined and focused to do it in 2020.

Not sure what the next five years will bring. Don’t know what # blog I might be drafting then. Can’t remember if there are any song lyrics about turning 75? Maybe someone will write them in the near future.

Hopefully, my memories of old friends can still be refreshed then, while the fears remain in abeyance.

Christmas 2019

Christmas 2019: TJ, Luna, Maureen, Logan, Leia, & Lynne

Old friends, memory brushes the same years
Silently sharing the same fears

Time it was
And what a time it was
It was . . .
A time of innocence
A time of confidences

Long ago . . . it must be 
I have a photograph
Preserve your memories
They’re all that’s left you

Old Friends/Bookends
Written by: Paul Simon



God, let us be a table spread
with gifts of love and broken bread,
where all find welcome, grace attends,
and enemies arise as friends.

So WordPress congratulated me on my last blog, Welcoming Logan on the birth of our first grandchild, as my 100th blog. Actually, this is the 100th blog that I have written. In late June I re-blogged one from my blog mentor and friend Jan Wilberg

Jan & Swirl

Jan Wilberg & Swirl

who inspired me to start blogging 5 years ago.

I noted then that her blog Last Night on Outreach should be read by every Presidential candidate and every voter to fully understand that America cannot be great until there are no homeless in need of blankets.

It’s been a busy seven weeks at work since my last blog. So I started out my Thanksgiving morning catching up on Red’s Wrap blogs for inspiration. Here’s one from November 23rd that may prompt you to thank your lucky stars today: Light Heart.

We’ll be sharing Thanksgiving with our son TJ and our daughter-in-law Maureen as they prepare dinner for us, the Sanchez family, and of course Logan, who will need to wait until next year for any turkey. But then as a new Cubs fan, he’ll get use to waiting. Logan in Cubs Hat

But first, I’m “live-streaming” the Old St. Pat’s choir, including my wife Lynne, as they sing a prelude of American music before mass. This blog’s opening and closing lyrics are from Diverse In Culture, Nation, Race. When performed at Old St. Pat’s, it is to the tune Parting Glass as arranged by Mark Scozzafave, our Director of Music Ministries.

A blessed Thanksgiving to you and your family.

Diverse in culture, nation, race,
we come together by Your grace.
God, let us be a meeting ground
where hope and healing love are found.

God, let us be a bridge of care
connecting people everywhere.
Help us confront all fear and hate
and lust for power that separate.

When chasms widen, storms arise,
O Holy Spirit, make us wise.
Let our resolve, like steel, be strong
to stand with those who suffer wrong.

Author: Ruth C. Duck
©by Gia Publications, Inc.



He took his time; passed on the end of September; decided to keep the suspense rising throughout a Saturday. Logan 1st PhotoThen at 3:25 am on Sunday, October 6, 2019, Logan Hunter Wysocki announced he was ready for what the world had in store.

Kudos to mother Maureen for her patience and persistence. Logan, you owe her big time!
Congrats to TJ. Logan, listen to him. He’s a great son and will be a terrific father.

Grandma Lynne & I look forward to those precious moments to come. Logan 1st Grandparents' Photo.jpegWe already checked out how old you need to be to start Aqua Babies swim lessons.

There’s a lot of history to catch up on. There’s already a neighborhood named Logan Square, where we’ve lived for 40 years and raised your dad. Boston has Logan Airport. Maybe you’ll fly there for college.

I’m sure your Mom & Dad will watch the movie, Logan, with you when they think you’re ready to learn about super heroes. You may need to be a hero yourself. You see we are really trying to save the world.

Without knowing your arrival date, I marched in your honor on September 20th led by Chicago youth who joined a record 7.6 million people on the streets across the globe that Friday and again on Friday September 27th for climate action. It was the biggest climate mobilization to date in history.

Climate Strike 9-27-19 Rome

Climate Strike Rome 9/27/2019 with message for you Logan

Logan, I can’t promise that climate change will have been mitigated by the time you’re old enough to march. You may have to join others in your generation to keep demanding climate action. Not sure I’ll be able to march with you then but will welcome hearing your stories and photos of the signs.

Remember it’s a wonderful world. It’s worth striving to save it. Welcome Logan!

I see trees of green, red roses, too,
I see them bloom, for me and you
And I think to myself
What a wonderful world.

I see skies of blue, and clouds of white,
The bright blessed day, the dark sacred night
And I think to myself
What a wonderful world.

I hear babies cryin’. I watch them grow.
They’ll learn much more than I’ll ever know
And I think to myself
What a wonderful world

Yes, I think to myself
What a wonderful world




Some visitors tasted our Newfoundland Screech
Tipped up the bottle drank 6 ounces each
And they let out a yell as they ran for our beach
Thank God we’re surrounded by water.

The sea, oh the sea, the wonderful sea
Long may she roll between nations and me.
So everyone here should get down on one knee
And thank God we’re surrounded by water!

Check out YouTube link above

Lynne & I finally did our first Road Scholar trip this August. As usual, we chose to head north to avoid Chicago’s heat. We have enjoyed other Canadian visits to Nova Scotia, Quebec and New Brunswick. This time we went even further north and east to the province of Newfoundland and Labrador.NF Battle Harbour Sunset

Our Road Scholar guide and host, Tony Oxford, made our journey through this beautiful land even more outstanding. NF Tony OxfordSharing his personal life experiences furthered our learning about the local culture. His great music fostered quick cohesion among our group of 22 from around the US.

I sort of knew that Newfoundland was an island but appreciated its history of fishing and whaling even more as we all joined in thanking God we were surrounded by water. We had discovered Screech rum decades ago when visiting the Fortress of Louisbourg on Cape Breton in Nova Scotia. So we made sure to find it one morning at the local market before our bus moved on.

There were several “mauzy mornings.” Translation: cloudy and foggy. Tony would introduce a new word or Newfoundland saying each morning. The first “Whadda y’at?” translates as “What are you up to?” The appropriate response: “This is It!” I’m talking to you. Not sure if I got “swarving” right; maybe we were only swerving when we were on our own.

The highlights of our 10 days were numerous. My top 6 were:

1. Watching four whales feeding along the coast of St. Anthony’s

NF Whale 3

Photo Courtesy of Allan March

2. Red Bay UNESCO World Heritage Site on the history of Basque whaling industry in the 1500s.
3. Battle Harbour National Historic Site, the center of Labrador fishing for centuries.NF Battle Harbour
4. Western Brook Pond Fjord at the northernmost extension of the Appalachian Mountains.NF Western Brook Fjord
5. L’Anse-aux-Meadows National Historic Site where Leif Erickson first encamped.
6. Point Amour Lighthouse, tallest in Atlantic Canada.NF Point Amour Lighthouse


Another Newfoundland phrase we quickly embraced describes our visits perfectly as “Best Kind.”

Thanks to Tony, we and our new Road Scholar friends learned to sing with gusto another classic in Newfoundland culture:

I’ve done a lot of living and I’ve found
No matter where you go the whole world ’round
They always go together hand in hand
Where there’s one there’ll be the other, music and friends

If we take the time to make them
Nothing else can take the place
Of music and friends
Nothing makes the whole world right
Like music and friends

Check out YouTube link above